


Employers' Liability (underwritten by Ace European Group Limited)
provides an agency, as an employer,
with indemnity in respect of liabilities either at common law or at statute.
This type of insurance is compulsory if you employ staff.
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Public Liability (underwritten by Ace European Group Limited)
provides indemnity
against the liability of the agency for causing accidental injury
or damage to a third party, or to third party property, in the
course of its business activities. We may consider including
the activities of temporary workers, contractors and interim
managers when required by contracts entered into with your clients.
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Drivers' Negligence (underwritten by Ace European Group Limited)
only available with Employers' and Public Liability
provides cover against claims in respect of damage caused to the vehicles being driven by
temporary drivers supplied by the agency to their clients.
Agencies may find that clients try to make them liable under contract in respect of such damage
caused by the negligent acts of temporary drivers.
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Professional Indemnity (underwritten by Ace European Group Limited)
A vital protection covering
an agency's defence costs and any resulting damages awarded
as a result of a 'Negligence' suit against your business.
(We have found that such allegations arise as
a counter-claim against non-payment of fees.) This section
can be extended to include Fidelity Bonding.
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Fidelity Bonding (underwritten by Ace European Group Limited)
only available when Professional
Indemnity insurance is taken out. This insurance is often
required by your clients if your agency is involved in the
supply of drivers or warehousemen and provides cover against
the proven dishonest acts of the temporary staff supplied.
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Legal Expenses
(this insurance is administered by FirstAssist Insurance Services Limited
on behalf of the insurer, Great Lakes Reinsurance (UK) PLC)
provides indemnity against legal costs
including those incurred in respect of:
Directors & Officers
(underwritten by St Paul Travelers Professional Risks Ltd)
Provides personal liability protection for directors,
officers and other key employees in respect of both
civil and criminal offences including financial mismanagement,
breach of company, tax and environmental laws.
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Property (underwritten by ACE European Group Ltd)
Providing protection for damage and theft to Contents along with Business Interruption cover.
Cover can be extended to include Buildings, Computer Breakdown,
Portable Electronic Equipment and Loss of Income.
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Personal Accident
Providing cover for death and/or permanent disablement
occurring to your temporary workforce whilst on assignment
or travelling to or from their usual place of residence
or the agency premises to appropriate assignment.
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